^^^ That guy is definitely in over his head then if he can't afford 2k to put into it.
That's a great story, nice to hear a bank being held accountable for it's BS. I have sympathy for some situations, but most people were just plain stupid and bought way to much house than they could afford. Regardless of what they banks did on their side, it's your own fault if you can't afford to make the payments on your house, you should be factoring in job loss and property values staying the same or declining slightly over a 5-10 year period as is the usual housing cycle. Maybe it's just me because I hate owing money, but I couldn't see myself ever getting that far in over my head. Hell I even heard stories of people that bought so much house that they could barely afford insurance on it. Yeah smart choice, don't insure what is likely the biggest purchase you'll make in your entire life.
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