Broke my collarbone in two places last year. Elected to have surgery as I'm still a younger guy and didn't want to deal with potential complications down the road. They inserted a pin into my shoulder that I had to walk around with for a couple months.
Total cost was about $15,000, including everything from hospital transport, doctors visits, surgery, etc.
Thank God for insurance under your parents being boosted to 26 years old. I think almost all of it was completely covered. Thanks Mom and Dad.