Originally Posted by mixie
So uh...who gets to decide what risky behavior is?
No idea what I'm stepping into here, but to answer the actual question: the actuarial tables. There's more than enough statistical data to identify risky behaviours. In fact insurance companies use it all the time. That's why smokers get a lower rate (among many many other examples).
Yeah, that's me, Tracer Bullet. I've got eight slugs in me. One's lead,
the rest bourbon. The drink packs a wallop, and I pack a revolver. I'm
a private eye.