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post #117 of (permalink) Old 12-15-2012, 12:55 PM
Donutz
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Quote:
Originally Posted by mixie View Post
So uh...who gets to decide what risky behavior is?
No idea what I'm stepping into here, but to answer the actual question: the actuarial tables. There's more than enough statistical data to identify risky behaviours. In fact insurance companies use it all the time. That's why smokers get a lower rate (among many many other examples).


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