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post #4 of (permalink) Old 09-22-2008, 05:45 AM
PaoloSmythe's Avatar
Join Date: Aug 2007
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with regard to credit cards.... it is all that i ever use. i never use cash. i never have notes and defo never loose change in my pockets.

everything is on the plastic. it is cool. i pay no monthly fees or anything and if any vendor gets cheeky, i call the Amex of mastercard and get them to battle for me. the one thing i do pay, is my entire balance every single month, before the date and so i never pay any interest.

as a loan facility which allows you to spend money which is not your's, a credit card is the single most expensive and thus worse method you can consider. sell you internal organs, before you use a credit card to get into debt.

Just coz you don't understand it
Doesn't mean it makes no sense!
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