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Originally Posted by mpdsnowman
Well hang on. The exception to the rule is those who do go bankrupt over insurance senarios. Most Americans do fine with it. Example: someone who has a serious medical condition say cancer and has no health insurance would have to foot the bill. that is really the exception. Reality is Americans are healthy by numbers and those unfortunate people(and yes it can happen to anyone) can get caught.
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15.5% of your population has no health insurance AT ALL, but somehow you think "Americans are healthy by numbers"??!???
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I saw it, and its true...but overemphasized, come on Mike Moore throws a little more salt in the soup. Plans do go up but coverage isnt retracked. U just pay more is all.
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So how do you pay more when your salary isn't increasing at the same rate? Thus you wonder why 47.5 million Americans are without health insurance. Do you really think that with all the foreclosures, those people still have a mythical nest egg for health insurance, but yet didn't want to make their mortgage payment?
And even if you have medical coverage, it doesn't mean its adequate, so that percentage is likely much higher
From this article:
45.7 Million Americans Still Without Health Insurance | MedHeadlines
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"Of that 45.7 million Americans without health insurance, 8.1 million of them were children. For the sake of census bureau purposes, to be insured
means having available any form of health insurance, including employer-linked private plans, insurance purchased directly, or insurance supplied by the federal government, including Medicaid, Medicare, and the military.
Karen Davis, PhD, however, warns that simply having access to medical insurance does not mean high medical bills can be avoided nor does it mean adequate medical care will be provided. Davis, a healthcare economist, is president of the private foundation, The Commonwealth Fund.
Davis is as concerned about the nation’s underinsured citizens as she is worried about those with no insurance coverage at all. In just two years, the number of US adults who are underinsured rose from 16 million to 25 million. Underinsured means a person has access to coverage but income is so low that he or she cannot afford the out-of-pocket expenses, such as deductibles, premiums, and co-payments, that make medical insurance coverage work.
For that 45.7 million Americans without health insurance, medical care doesn’t happen for free, a point recently reported by Jack Hadley, PhD, and his colleagues at the George Mason University. In the August 25 issue of Health Affairs, Hadley reports an estimated expenditure of $30 billion in out-of-pocket medical costs to be paid by people with no medical insurance in 2008. Thirty billion dollars, however, isn’t enough to cover all medical expenses accrued by uninsured Americans. The US government is expected to foot the bill for the remaining $56 billion in healthcare costs to uninsured Americans this year.
Both Davis and Hadley describe our current healthcare system as troubled, largely because health care in the US is so strongly linked to employment and the health insurance coverage provided by employers. This form of insurance is dwindling and covers little more than half the US population at best. In 2006, 59.7% of the population was covered under employment-based medical insurance plans. That rate dropped to 59.3% for 2007 but that number, too, is expected to drop as time goes by.
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Again MPD, a 2 second google search would end these fallacies you hold on to about healthcare in your country. I swear I used that same article when I pointed out the same inaccuracies over a year ago in another debate about health care with you. Why do you hate education so much?