Snowboarding Forum - Snowboard Enthusiast Forums - Reply to Topic
Thread: What was your most expensive injury? also, Do you have insurance? Reply to Thread
Title:
Message:
Trackback:
Send Trackbacks to (Separate multiple URLs with spaces) :
Post Icons
You may choose an icon for your message from the following list:
 
   

Register Now



In order to be able to post messages on the Snowboarding Forum - Snowboard Enthusiast Forums forums, you must first register.
Please enter your desired user name, your email address and other required details in the form below.

User Name:
Password
Please enter a password for your user account. Note that passwords are case-sensitive.

Password:


Confirm Password:
Email Address
Please enter a valid email address for yourself.

Email Address:
OR

Log-in









Human Verification

In order to verify that you are a human and not a spam bot, please enter the answer into the following box below based on the instructions contained in the graphic.



  Additional Options
Miscellaneous Options

  Topic Review (Newest First)
11-20-2012 09:26 PM
Pixel8tedOne Broken tailbone. After a few rounds of xrays, hospital and dr visits, and lots of chiropractor visits, the total out of pocket was about $4500. What they billed the insurance company was stupid though.
11-14-2012 04:10 PM
Gdog42 Well now that Obama's back in the house we get our healthcare for FREE!
And by free I mean we have to pay more taxes, but worth it. I'd rather pay more tax then have to pay thousands of US dollars after waking up from a surgery. That sure would be a nice surprise...
A couple years ago I damaged the nerve connecting to my right shoulder, and couldn't raise my arm, higher than 90 degrees. For 3 months the doctors sent me from one doctor to the next claiming they didn't know what was going on, charging thousands for each appointment. By the time it had recovered, they finally sent me to a specialist who got out an x-ray chart, pointed, and said "that's the problem." Those idiots could have just sent me to this guy the first time, but they didn't because my money mattered more to them.
The way they all laughed so casually every time...
I'm not saying that all doctors in the US are like this, most are really decent people- I just got unlucky. This problem can't continue now that national healthcare's on the way though, so I'm glad about it.
11-14-2012 03:46 PM
BoardWalk Gerbil extraction....I mean a friend had it done.....
11-14-2012 03:17 PM
Cycle4Fun
Quote:
Originally Posted by jdmccright View Post
Really if someone would streamline healthcare in the US and not allow hospitals to charge $10 for a pain pill and $400 for a brace I can get at Walmart for $20 we would see 100% again.
Then we can tell them that they don't have to provide any services until a patient shows proof of insurance or pays up front.

That's not morally acceptable to me. Medicade covers you if you're at poverty level. It didn't cover you if you have a job that doesn't provide insurance. You had to pay out the wazoo for personal coverage. The new health care law is better than the past system. It's not perfect though. Myself? I like Germany's healthcare system.

My costliest injury was a dislocated patella during baseball practice in high school. Ambulance trips and MRI's are costly. Even with insurance.
11-13-2012 10:31 PM
jdmccright
Quote:
Originally Posted by OldDog View Post
Yup, like I said the only real differences are the lack of 100% coverage in the states and the shitty access to care in Canada. Being on a waiting list for months to see a specialist is retarded.

I think one of the main reasons for the higher tax rates in Canada has more to do with a limited population and a lot less industrial tax base. More of an assumption as I haven't really studied the issue.
Really if someone would streamline healthcare in the US and not allow hospitals to charge $10 for a pain pill and $400 for a brace I can get at Walmart for $20 we would see 100% again.
11-13-2012 01:02 AM
OldDog
Quote:
Originally Posted by jdmccright View Post
Most people on the lower end are on welfare and get it paid 100% by the tax payers. Its kinda a punishment to be middle class now. We have shit for coverage, like 70% plus a 500 to 1000 up front.
Yup, like I said the only real differences are the lack of 100% coverage in the states and the shitty access to care in Canada. Being on a waiting list for months to see a specialist is retarded.

I think one of the main reasons for the higher tax rates in Canada has more to do with a limited population and a lot less industrial tax base. More of an assumption as I haven't really studied the issue.
11-13-2012 12:46 AM
jdmccright
Quote:
Originally Posted by Donutz View Post
I'm in Canada. My father-in-law had a quadruple bypass a couple of years ago. He and his wife are not homeowners, not rich (or even well-off), live on his pension. But he came through that process not bankrupted. It seems to me, viewing it from the outside, that you can have reasonalbe coverage in the US if you have a good job and a good employer with a good medical plan available. But if you're in the lower end of the employment spectrum, you're screwed. So it comes down to a philosophical and moral question of whether the attitude "fuck'em. It's their problem." is acceptable for a society. In Canada, we've decided it isn't. YMMV.

Most people on the lower end are on welfare and get it paid 100% by the tax payers. Its kinda a punishment to be middle class now. We have shit for coverage, like 70% plus a 500 to 1000 up front.
11-12-2012 12:24 PM
Donutz
Quote:
Originally Posted by OldDog View Post
As for healthcare, it's not free. It costs about the same monthly for the provincial plan and my supplemental as it did for my previous employer's group plan in the states. My employer pays for my provincial plan, but it damn sure isn't free.
I'm in Canada. My father-in-law had a quadruple bypass a couple of years ago. He and his wife are not homeowners, not rich (or even well-off), live on his pension. But he came through that process not bankrupted. It seems to me, viewing it from the outside, that you can have reasonalbe coverage in the US if you have a good job and a good employer with a good medical plan available. But if you're in the lower end of the employment spectrum, you're screwed. So it comes down to a philosophical and moral question of whether the attitude "fuck'em. It's their problem." is acceptable for a society. In Canada, we've decided it isn't. YMMV.
11-12-2012 11:54 AM
sheepstealer Broke my collarbone in two places last year. Elected to have surgery as I'm still a younger guy and didn't want to deal with potential complications down the road. They inserted a pin into my shoulder that I had to walk around with for a couple months.

Total cost was about $15,000, including everything from hospital transport, doctors visits, surgery, etc.

Thank God for insurance under your parents being boosted to 26 years old. I think almost all of it was completely covered. Thanks Mom and Dad.
11-10-2012 10:13 PM
CheeseForSteeze The billed amount was around $1500 so nothing that extraordinary. I dislocated my elbow which required a trip to ER, some x-rays, the ER meds and materials.
This thread has more than 10 replies. Click here to review the whole thread.

Posting Rules  
You may post new threads
You may post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off

 
Powered by vBadvanced CMPS v3.2.3
For the best viewing experience please update your browser to Google Chrome