I'm a big fan of 686. Got a pair of 686 Smarty OG 3-in-1 cargo pants at the beggining of last season and they have been holding up great. Like you, I like looser pants without being baggy. These fit the bill. I also prefer pants with liners because I don't like wearing multiple layers. I wear these with just boxer briefs underneath and have never been cold. I was even wearing them with just boxer briefs last weeked at Vail with -15 windchill. Still not cold. However, the liner is removable for those warm spring days. Lastly, they come in a tall size, which is huge for me because regular length pants are too short.