Uh... I 5th this. My wife, her sis, and parents all use the UA hood thanks to me. All of them, minus the dad, are serial "I'm always cold" complainers until I got them geared up right. They love the UA hood.
Although some of us find it hard to breathe so we normally put the nose part down. As an added bonus, it is great to use under a helmet
By the way, I just picked up a couple of Ride Qi masks for the wifey and myself to wear over the hood to cover our nose since they are highly breathable. Will also use just the Qi for spring seshes.