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post #1 of 25 (permalink) Old 10-01-2007, 01:51 PM
nismo80
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Insurance?

Does anyone get temp insurance just for boardin?

As I progress further and try more dangerous tricks, I think about not having. Cheapest I saw was about $60/month. And my pass insur is $25 vs losing $570.

This other site wanted $38 to cover my pass and evac up to $15k but only at my 1 resort.
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post #2 of 25 (permalink) Old 10-01-2007, 02:48 PM
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Are you trying to get season pass insurance or health insurance? I would rather make sure I have good health insurance that will cover you if you bang yourself up. Snowboarding injuries can incurr thousands of dollars in medical bills. One screwed up jump and there you go. Losing $570 on a pass (that you already paid for) is nothing compared to what the health industry can butt rape you for. I'd say take it in the shorts on the season pass and make sure you have to pay little or nothing if you break a leg or your skull.
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post #3 of 25 (permalink) Old 10-01-2007, 04:04 PM
nismo80
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well i'm looking at both, but of course health is more important. Most want around $1000 deduc plus 50%. though i think the one offers accident option and i don't pay anything. didn't see any ski admendments.

since i plan to go a lot this year, $160 for 3 months seems worth it. i'll sign for it the day before i start.
post #4 of 25 (permalink) Old 10-01-2007, 04:07 PM
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Yeah, a $570 ski pass is not really worth insuring imo. If you had say a Jackson Hole or Aspen season pass (which cost over $1200) than I could understand it. Chances are you won't go out and bust your ass the first day. They'll pro rate what they'll pay you which could turn into a lot less. For $570 I would just eat the cost. It's a bitter pill for sure, but I don't think it's worth spending money on the insurance for. Mind you, I have a season pass also and I don't even consider insuring it. It's not worth it.
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post #5 of 25 (permalink) Old 10-01-2007, 05:25 PM
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I have great health insurance through work. I got jacked up in NH two years ago pretty bad and only had to pay $100 which included a trip to the hospital.

I have a word limit on my cynicism
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post #6 of 25 (permalink) Old 10-02-2007, 05:06 AM
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in euro, some resort sell you 'carte neige' which covers all of your on mountain needs.... such as evac, heli lift, hospital stay and repatriation.

you don't need insurance for lift passes as you just keep yer receipt

some places make insurance mandatory, and due to a recent insurance company (an american company!) raping the families of two kiddies who died on a glacier, you need to be very careful to read the policy's definition of acceptable risk(of the environment) and adequate experience (of the policy holders).

for example, whilst some describe 'off piste' as being anything in bounds that isn't groomed, others allow you to ride anything in bounds period.

anyways, the corpse rape scandal:

mountain-of-debt-for-tignes-avalanche-families

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post #7 of 25 (permalink) Old 10-02-2007, 08:13 AM
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Quote:
Originally Posted by Snowolf
The real tragedy is that in the rischest nation on earth we, as citizens have to worry about how we will pay for medical treatment.
Not to mention the additional financial burden placed upon wouldbe travellers to your continent; whose insurance premiums are reflective of this privatised health care scheme and senselessly litigious society; in excess of double of 'rest of world' prices!

Just coz you don't understand it
Doesn't mean it makes no sense!
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post #8 of 25 (permalink) Old 10-02-2007, 08:23 AM
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I'd suggest you go to Mexico to have your next surgery then. Look it up in the yellow pages under Juan Hopkins.

Quote:
Originally Posted by PaoloSmythe
Not to mention the additional financial burden placed upon wouldbe travellers to your continent; whose insurance premiums are reflective of this privatised health care scheme and senselessly litigious society; in excess of double of 'rest of world' prices!
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post #9 of 25 (permalink) Old 10-02-2007, 08:31 AM
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??? travel insurance doesn't cover elective procedures, but it does cater to third party claims by the ever whining seppos!

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Doesn't mean it makes no sense!
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post #10 of 25 (permalink) Old 10-02-2007, 01:02 PM
nismo80
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this is what i'm looking at TEMPORARY HEALTH INSURANCE - Assurant Short Term Health Insurance

163 for 3 months. i chose the Accident Medical Option. It should pay for any accident and no payment by me. Otherwise a $2500 deduc plus 1/2 the bill. I'm only getting it for ski season, so I seems good to me.

Should I call them and ask if snowboarding is covered? Maybe I'll ask my auto agent for help. He tried to sell temp insur to me before.

Last edited by nismo80; 10-04-2007 at 03:03 PM.
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