Yeah, a $570 ski pass is not really worth insuring imo. If you had say a Jackson Hole or Aspen season pass (which cost over $1200) than I could understand it. Chances are you won't go out and bust your ass the first day. They'll pro rate what they'll pay you which could turn into a lot less. For $570 I would just eat the cost. It's a bitter pill for sure, but I don't think it's worth spending money on the insurance for. Mind you, I have a season pass also and I don't even consider insuring it. It's not worth it.